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Save code:

Beat the Debt Monster

You start $3,000 in debt. Every Monday brings a paycheck and a bill. Pay it down, or fill your shelf with shiny stuff?

New here?

Join your class and get your first paycheck

Type the class code your teacher shows you.

Coming back?

Your debt, wallet and collection are waiting

Type your save code to pick up right where you left off.

How the game works

Start $3,000 in debtThe Debt Monster lives on your credit card.

Get $250 every MondayPayday! But the monster grows every Monday too.

Pay it or spend it?Feed the monster, or buy cards and blind bags.

Beat it by summerDebt free before school ends? You win!

Inside the game

Monster Bank

Shiny Stuff Shop

Collection

Leaderboards

Money Lessons

Planner

History

Who are you?

Tap your own name

Find your name and tap it. Names in gray are already taken. If yours is gray, ask your teacher for your save code.

This is your save code

MONSTER BANK SAVE CODE

Write it on paper right now, exactly like it looks. If your Chromebook resets, this code brings your whole game back: your debt, your wallet and every card and toy.

Welcome to Monster Town

Read the story to start your game

Practice account. Only you can see this one. Use "Jump to next Monday" on the teacher page to test the weekly bill.

The Debt Monster

You owe

👛

Wallet

📅

Week

⏰

Next payday

Monday

🏦 MONSTER BANKWeekly Bill

This week's bill

Minimum payment: . Pay at least this much by Sunday night, or the bank adds a $30 late fee.

Feed money to the monster

Every dollar you pay makes the monster smaller and stops it from growing as fast.

You beat the Debt Monster!

You were debt free in . No more interest, no more bills. Every $250 paycheck is all yours now, so shop without the monster breathing down your neck.

Class Leaderboards

Top 3 right now. Tap a board to see everyone.

🏆 Debt Free Club

Nobody in your class has beaten their monster yet. Will you be first?

Shiny Stuff Shop

Cards, blind bags and sparkly things. Spend wisely!

Wallet: . Everything here is just for fun to collect. You can not sell it back or trade it. Once the money is spent, it is gone.

My Collection

Every card and toy you own

Payoff Planner

How fast can you beat the monster?

Slide to pick how much you would pay the monster every week. The planner does the interest math for you.

I pay every weekShop money left each week:

Debt free in

Interest and fees you would pay

Around this date

Leaderboards

Net Worth vs. Collectors

Money Lessons

Learn the tricks, earn gold Lesson Cards

Learn how debt really works, then use it to beat your monster. Finish a lesson to earn its gold Lesson Card for your binder. Lesson Cards can not be bought in the shop.

History

Every dollar in and out

Everything that happened to your money, newest first.

Paid to the monster

Spent in the shop

Interest + late fees

Teacher page

Type the teacher code to make a class and see everyone's debt.

Make a new class

Class name

Teacher name (students see this)

Copy names from a Market Masters class code (optional)

Student names, one per line

Beat the Debt Monster is a pretend money game. No real money is used.